May 10th, 2012 by Reed Allmand 
We often tell our readers that reviewing their medical bills for errors is essential, that it can help them get payments from their insurance company and save money on medical bills. It seems that this task has opened the doors for some entrepreneurs to start a business dedicated to helping people review their medical bills. [...]
More...May 9th, 2012 by Reed Allmand
In many situations, it may not be too late to add a creditor if you accidentally forgot to add them to your filing. Whether you are filing Chapter 7 bankruptcy or Chapter 13 bankruptcy, the process for some can be stressful so it’s understandable this may happen. Upon realizing you left out a creditor it’s [...]
More...May 9th, 2012 by Reed Allmand
You’ve been attempting to pay off your debts to the best of your abilities. Whenever you get extra money, you throw it at your bills in the hopes that the mountain of debt you have will magically reduce itself. However, it seems that no matter how much money you make – or how much you [...]
More...May 8th, 2012 by Reed Allmand
Fortunately, bankruptcy does protect a majority of personal property through exemptions. The exemptions allowed depend on the state and each state varies on how much is covered. There are different exemption categories for assets with each having a limitation on how much value is protected. Federal exemptions are also available and in some cases, they [...]
More...May 7th, 2012 by Reed Allmand
IRS wage garnishment, also known as a wage levy, is a forced form of collection imposed by the Internal Revenue Service (IRS). This action takes place when a taxpayer fails to pay taxes. The process allows the IRS to withhold a certain percentage of paycheck earnings to put toward outstanding taxes. The amount taken during [...]
More...May 7th, 2012 by Reed Allmand
Ron Betenbough’s company has been building homes in Texas for the last 20 years and has always been more than willing to compete by offering great prices. Now, however because of the number of foreclosures occurring, this has become difficult. He has now taken a new approach by creating construction that has features that save [...]
More...May 4th, 2012 by Reed Allmand
Being sued for credit card debt makes many consumers nervous about dealing with the situation. The issue becomes more complicated if you’re unsure if the debt is really yours or you can’t afford to pay it. While creditors should be able to provide proof related to their claim, there are several actions consumers should consider [...]
More...May 4th, 2012 by Reed Allmand
Dealing with debt collectors can be a challenging process whether or not you owe what they are trying to collect on. Debt collectors may exercise practices that are unfair in order to get debtors to pay. While it’s true they can file a lawsuit for an outstanding liability, many feel that debtors are unaware of [...]
More...May 3rd, 2012 by Reed Allmand
If you are thinking about filing bankruptcy you may wonder which chapter is best for your financial situation. While you can get a better idea by discussing your circumstances with an experienced bankruptcy attorney, you may be able to gain an idea based how each chapter is meant to help the consumer. When bankruptcy is [...]
More...May 3rd, 2012 by Reed Allmand
Civil cases are typically private disputes between two people or smaller groups of people or even a company but a criminal case is when the actions of a person or a group of people is considered to cause or have the potential to cause harm to society as a whole. A civil case can be [...]
More...
Nadya “Octomom” Suleman filed a bankruptcy claim that recently was tossed by the court for failing to complete and file proper paperwork. Filing completed paperwork on time provides proof that a debtor is unable to pay their outstanding debt. In this case, since Suleman failed to provide complete documentation, creditors may move forward with their [...]
Unemployment benefits are made available to those who lose their job at no fault of their own. Since each state has regulations regarding eligibility, it’s important to review requirements upon applying. Some states may only pay if you lose your job involuntarily. Employers make contributions to unemployment insurance programs that help make benefit payments to [...]
During a period of unemployment you have some serious decisions to make regarding outstanding debt. Debt consolidation is often an option consumers may use to help manage their debt. This includes combining outstanding loans with a new loan that pays off what was owed, leaving just one payment to be made each month instead of [...]
When we modify your bankruptcy plan we are changing your plan payments. This means that we have to get with your employer and change the terms and amount of your wage order. The only way we can do that is by filling out a new wage order form.
Learn MoreIf the bankruptcy stay terminates on your home that means that even though your in bankruptcy, your creditor can pursue all there legal remedies they can pursue if you were not in bankruptcy. This includes foreclosure, and having your house sold and evicting you from your house.
Learn More
