Debtors Can Sue Creditors During Bankruptcy

October 3rd, 2009 by Reed Allmand

Health Problems at Work

There be sharks out there…and they’re called debt collectors!  As the economy gets tougher and more people default on their credit cards, mortgage loans and other debt obligations, more debt collectors are crossing the line and engaging in illegal debt collection practices. If you are considering bankruptcy and have faced illegal collection actions by creditors, you may be able to file a lawsuit against the creditor during bankruptcy.  Here’s what you need to know:

  1. If a creditor has consistently called you and harassed you at your workplace, you may be able to file a lawsuit against them during bankruptcy.
  2. If a creditor has contacted an unauthorized third-party regarding your debt, you may be able to sue them during bankruptcy.
  3. If a creditor has threatened you with violence, you may be able to sue them during your bankruptcy.
  4. If a creditor has made false claims such as saying they are attorneys, government officials, that you can be arrested for failing to pay, misrepresented how much money you owe or claim that papers they sent you were legal forms when they were not, you may be allowed to sue them during bankruptcy.

When a debtor files a lawsuit against a creditor during bankruptcy it is called an adversary proceeding.  Speak to your Dallas-Fort Worth bankruptcy attorney to find out more.

About Reed Allmand

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Allmand's vision is rooted in his own financially precarious childhood in Abilene "My father always had difficulty holding a job and supporting our family, so after my parents divorced when I was 12, my sister and I got jobs to help make ends meet," he recalls. "I remember what it felt like as a child to worry that our car would be repossessed or home foreclosed on."

View all posts by Reed Allmand

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