April 30th, 2012 by Reed Allmand 
Hospitals are incorporated into modern day society to help people feel better. However, after some alarming studies done on hospitals, uncovered were some pretty horrific events. There are a lot of people that are looking into becoming their own health advocates. In recent years, various errors performed in treatment have caused the amount of medical [...]
More...April 26th, 2012 by Reed Allmand
Whether they have insurance or not many people find their loved ones owing tens of thousands in medical debt. Not only do loved ones try to find ways to pay off their loved ones medical bills, but neighbors and friends also often pitch in as well. Deductibles, co-pays, outside of network expenses, expensive drugs, and [...]
More...April 25th, 2012 by Reed Allmand
Do you know that even a small error in the spelling of your name, your address or a couple inverted numbers can affect how, or if, your insurance company pays your medical bills. We can’t stress strongly enough how important it is to check each of your medical bills to make sure that they are [...]
More...April 23rd, 2012 by Reed Allmand
Do you know that even a small error in the spelling of your name, your address or a couple inverted numbers can affect how, or if, your insurance company pays your medical bills. We can’t stress strongly enough how important it is to check each of your medical bills to make sure that they are [...]
More...January 11th, 2012 by Reed Allmand
Medical debt is a huge problem across the united states with more than 60% of Americans citing it as the straw that broke the financial camel’s back, so to speak, and pushed them into bankruptcy. If you’ve amassed a hefty amount of medical debt there are some things you can try to help reduce the [...]
More...January 5th, 2012 by Reed Allmand
Bankruptcy is a big decision to make as it can save you from financial ruin. If you’re thinking about filing for bankruptcy due to your medical debt, you should take a deeper look and review the pros and cons of filing bankruptcy. The first thing to realize is that filing bankruptcy for medical reasons is [...]
More...December 2nd, 2011 by Reed Allmand
Recovering from a major illness or injury often means recovery financially from mounting medical debt. Even individuals with health insurance find that medical debt is a leading cause for considering bankruptcy. Unfortunately, many debtors consider bankruptcy long after they have substantially whittled away at their limited resources and assets. Below are a few ways that [...]
More...September 2nd, 2011 by Reed Allmand
Medical credit cards are lines of credit designed to pay for medical expense such as surgery or medications. Many medical credit cards come with a low introductory rate of zero percent but after a few months can balloon to an interest rate as high as 30 percent. There is big business in medicine and in [...]
More...August 2nd, 2011 by Reed Allmand
House Bill 2592 and House Bill 2594 governing payday loan and car title lenders passed last week giving consumers more protection. House Bill 2592 requires more noticeable disclosures regarding fees and interest rates. House Bill 2594 requires both payday loan and car title lenders to be licensed and regulated by the state. The good news [...]
More...July 26th, 2011 by Reed Allmand
It’s an unfortunate reality of our current economy, but many workers over 40 are finding that their debt load is seriously interfering with their ability to either save for retirement or to maintain the savings they have already accumulated. Many over-40 workers (and those who are unemployed) are stuck in a debt trap and doing [...]
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If you have been unemployed for a while, you may be thinking about making a career change or seeking self-unemployment. Keep in mind, some state programs are not eligible for those who are self-employed but some states may allow you to collect unemployment benefits while working toward self-employment. You’ll have to review rules and requirements [...]
An offer in compromise lets taxpayers settle tax debt for less than the original amount that is due. While the paperwork for the process can be obtained by the taxpayer who is seeking to apply, it has been recommended to work with a tax expert during the process. There are rules and requirements that need [...]
The bankruptcy process may seem challenging depending on personal circumstances and which chapter is filed. It is often wondered what happens when a co-signer files for bankruptcy protection. In many cases, a co-signer situation makes both parties responsible for outstanding debt. If the account in question goes into default, either party can be pursued by [...]
When we modify your bankruptcy plan we are changing your plan payments. This means that we have to get with your employer and change the terms and amount of your wage order. The only way we can do that is by filling out a new wage order form.
Learn MoreIf the bankruptcy stay terminates on your home that means that even though your in bankruptcy, your creditor can pursue all there legal remedies they can pursue if you were not in bankruptcy. This includes foreclosure, and having your house sold and evicting you from your house.
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