October 8th, 2008 by Reed Allmand 
- Create A Budget – Watch what you spend and create limits on how much you spend.
- Be Frugal - Shop at discount stores, use coupons and cut out unnecessary expenses such as Cable TV or a gym membership you never use.
- Pay Off Your Debt – Create a schedule to pay off debts. If you have delinquent bills, make arrangements with the lender immediately
- Pay Your Bills On Time – Make sure you pay bills in a timely manner to avoid unnecessary late fees and penalties.
- Pay Yourself First - Make sure that you save at least 6 months of expenses.
- Invest In Retirement - Make sure that you investment in a retirement account. Make sure your investments are diverse and think long-term.
- Buy A Home You Can Afford – When buying a home make sure that it fits in your budget. Include maintenance and insurance when calculating the true cost of owning a home.
About Reed Allmand
Allmand's vision is rooted in his own financially precarious childhood in Abilene "My father always had difficulty holding a job and supporting our family, so after my parents divorced when I was 12, my sister and I got jobs to help make ends meet," he recalls. "I remember what it felt like as a child to worry that our car would be repossessed or home foreclosed on."
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