Foreclosures Go Forward Despite Errors And False Statements

October 1st, 2009 by Reed Allmand

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COMMERCE CITY, CO - SEPTEMBER 03:  Housing cou... According to an article in the Herald Tribune, in some jurisdictions, the number of foreclosure filings filled with errors and false statements are at such a high rate, that many homeowner advocate groups are looking for ways to identify and punish attorneys who file foreclosures with false information.

The article said:

“Some of the most egregious Florida examples come from Sarasota County, where a study this summer that looked at the civil courts system found three of four foreclosure cases that went forward without the proper paperwork.”

As if suffering under toxic mortgage payments isn’t enough, now homeowners have to face foreclosure filings that shouldn’t even take place because of lack of paperwork.  Many homeowners who are delinquent on their mortgage are unable to fight foreclosure alone, that’s why many mortgage lenders are filing foreclosures in such as sloppy way. They know that most of these errors on foreclosure filings will never be found because no one has the incentive to look for them.  Homeowners who are already delinquent, not paying taxes and in general struggling don’t have the energy to fight and our government officials are either overwhelmed or disinterested.  The fact of the matter is that the only sure way to stop a foreclosure from proceeding (with or without the proper paperwork) is to file bankruptcy.  Homeowners who work with a competent bankruptcy attorney find that the bankruptcy law puts the power back in their hands.

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About Reed Allmand

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Allmand's vision is rooted in his own financially precarious childhood in Abilene "My father always had difficulty holding a job and supporting our family, so after my parents divorced when I was 12, my sister and I got jobs to help make ends meet," he recalls. "I remember what it felt like as a child to worry that our car would be repossessed or home foreclosed on."

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