Chapter 7 Bankruptcy Lawyer Dallas, TX
Although filing for Chapter 7 bankruptcy is generally more straightforward than filing under Chapter 13, it remains important to connect with an experienced Chapter 7 bankruptcy lawyer Dallas, TX residents trust if you’re thinking about filing for Chapter 7 bankruptcy. Why? Filing for Chapter 7 bankruptcy doesn’t just require filling out forms related to your income, expenses, property, and debts. Chapter 7 filers are also required to fulfill certain education requirements, they must attend a mandatory meeting of creditors presided over by the trustee assigned to their case, they must pay a fee, and they must respond properly to document requests from their trustee. This is a lot of moving parts to manage on one’s own. Not to mention the fact that forgetting to list even a single creditor on a bankruptcy petition can leave a filer responsible for debt that could otherwise be discharged by the court.
To better ensure the ultimate success of your case, schedule a consultation with the experienced Texas legal team at The Allmand Law Firm, PLLC today. We take great pride in advocating for our clients’ interests and we do so in a focused, efficient manner. When you’re in need of debt relief, you don’t have time to waste. One of the first things our Dallas, TX Chapter 7 bankruptcy lawyer team will advise you to do (if you choose to file for Chapter 7 bankruptcy) is to fulfill your pre-filing educational requirement. You won’t be able to submit your bankruptcy petition to the court until this requirement has been completed.
“Education” Requirements for Chapter 7 Bankruptcy Filers
Chapter 7 filers are required to take two educational courses as part of their bankruptcy cases. One course must be completed before a filer’s bankruptcy paperwork is submitted to the court. This course is a credit counseling session, designed to help ensure that prospective filers truly understand the process they are about to undertake. The second course, which is a financial management course, should be taken after paperwork is submitted to the court. This course helps to ensure that bankruptcy filers make informed decisions about their finances going forward. This course is intended to lessen the chances that filers will have to file for bankruptcy again in the future. Both of these courses must be taken through providers approved by the federal bankruptcy court system. Participation in a course that isn’t approved won’t “count” for the purposes of fulfilling the court’s requirements.
Legal Assistance Is Available
Whether you’re sure or unsure of whether filing for bankruptcy is the best approach for your financial situation, please connect with our firm today. We’ll help you make an informed decision so that you can start building a strong financial future via whichever debt relief option is best for your unique circumstances. We’ll ensure that you understand each step of the process and will treat your case with dedication and focus. Struggling with debt is a tough situation, to put it mildly. Let our Dallas, TX Chapter 7 bankruptcy lawyer team help you regain a strong financial foundation moving forward.