Filing for bankruptcy can be a responsible option for anyone looking to
regain control of their financial obligations. Over
1,000,000 Americans sought bankruptcy protection in 2012 with many filing for legitimate reasons
such as divorce, illness and job loss. The decision to file for many is
a serious personal step that was a challenge to make.

Bankruptcy is a legal process designed to help debtors deal with their
financial difficulties. Yet, too many people carry a high level of shame
and guilt when they decide to file. This is where some of the bankruptcy
myths come into play. It is already enough stress dealing with collection
attempts from debt collectors when you know you are unable to make payments.

You don’t have to put yourself through the burden of constant collection
attempts while listening to others who claim filing bankruptcy will only
make it worse. This is untrue, filing can give you the fresh start you need.