Bankruptcy Frequently Asked Questions
Am I Responsible For My Spouse’s Debts? Maybe…
Texas is a community property state, what that means is that you and your spouse are liable for all debts incurred within the marriage. Let's take a look at some possible scenarios: My spouse incurred [...]
Why Parents Should Not Financially Sacrifice Themselves For Their Adult Children
Election time is here again, which means that proverbial "dirt digging" is back in fashion for every politician out there, left, right and center. One such "dirt digging" campaign is getting a lot of attention. [...]
Texas Resources For The Newly Impoverished
The number of Texans living in poverty increased in 2009 and the number of children dependent on Medicaid also increase. An estimated 428,000 Texans fell into poverty last year, bringing the total to 4.26 million, [...]
How Can I Stop A Wage Garnishment?
Millions of Americans who have suffered a job loss are at risk of a future wage garnishment . Many debtors mistakenly handle the prospect of a wage garnishment by ignoring creditor calls and letters; but [...]
Five Reasons to be Honest About Your Assets
Bankruptcy is a great opportunity for many people to get back on track financially, but you need to be honest with the court and your attorney. If you are struggling financially, it is likely that [...]
Can Others Discriminate Against Me Because I Filed Bankruptcy?
Many debtors considering bankruptcy are afraid that they will miss out on opportunities due to discrimination against them. It's important that debtors understand that it is illegal to discriminate against anyone who has sought relief [...]
I’m Judgment Proof, Should I Still File Bankruptcy?
If you've been hanging around any of the debt or bankruptcy forums, you've probably run across the phrase "judgment proof." But does it really mean? When a debtor is judgment proof, it usually means that [...]
Tips to Avoid Having Your Identity Stolen
Prescreened credit card offers are a disaster waiting to happen when you consider identity theft. Whether you are considering bankruptcy, or if you have already filed for bankruptcy, protecting yourself from identity theft is always [...]
My Employer Hasn’t Paid Me And They Just Filed Bankruptcy
With the current problems in the economy many businesses are being forced to file Chapter 11 bankruptcy to avoid complete financial disaster. As a result, many employees are finding themselves entangled with the bankruptcy court [...]