You can no longer afford to pay the basics of living such as rent/mortgage, utilities, food and transportation costs.

You can no longer pay even the minimum on your debts such as credit cards, medical bills and personal loans.

You are being harassed by debt collectors.

You are facing lawsuits and judgments from creditors.

You are several months behind in your mortgage payments.

You are facing foreclosure on your home or being evicted from an apartment.

Your personal property is being repossessed.

You need to take out personal loans and payday loans just to pay the rent.

You are facing overwhelming medical debt.

You have been jobless for an extended amount of time with little or no prospects for new employment and you are facing overwhelming debts.

Your bank accounts and wages are being garnished.

Many debtors wait until they are already losing their assets before they file for bankruptcy. Don’t be one of them. Bankruptcy is designed to help those who have become overwhelmed by their debts. Bankruptcy can help you get a chance to restart your financial health. If you are facing one or more of the scenarios listed above, contact a Dallas-Fort Worth bankruptcy attorney today.