Filing for Chapter 13 Bankruptcy?
Below is a checklist of things that are required to file Chapter 13 bankruptcy:
- The names and addresses of all creditors that the debtor owes. The names and addresses of creditors must be filed with the bankruptcy petition.
- The debtor must include copies of all pay stubs or other proof of payment documents that they have received from any employer in the 60 days prior to filing a Chapter 13 bankruptcy petition. If the debtor is unable to file the paystubs or other proof of payment from an employer with the bankruptcy petition, they must file the documents with the court within 15 days after filing Chapter 13 bankruptcy.
- Debtors filing for Chapter 13 bankruptcy must include a statement of their current monthly income with their bankruptcy petition or within 15 days of filing bankruptcy. A debtor’s current monthly income should be stated honestly and must include all income received, including income that is cash or is temporary.
- Debtors filing for Chapter 13 bankruptcy must include a schedule of their assets and liabilities. Debtors must list all assets even if they plan to surrender some of the assets in bankruptcy. They must also include all of their liabilities, even if they don’t want to include the liability in the bankruptcy because picking and choosing which debts will be included in bankruptcy is not an option. This schedule must be filed with the bankruptcy petition or within 15 days after bankruptcy is filed.
- Debtors must file a Chapter 13 bankruptcy repayment plan when they file their bankruptcy petition or within 15 days after bankruptcy is filed.