How to Protect Your Social Security Income From Creditors If you're retired or disabled, then you're probably receiving social security payments. Those payments cannot be garnished by creditors except for the payment of child...
It has been over a year since the Credit CARD Act required credit card companies to provide the toll-free numbers for non-profit credit counselors on credit card statements. However, according to the National Foundation...
After receiving your bankruptcy discharge, it's best to immediately begin rebuilding your credit history using a combination of secured credit cards and eventually other types of debt instruments. However, some post-bankruptcy debtors fail to...
What Are Mandatory Arbitration Clauses? More credit card companies and other lenders are adding mandatory arbitration clauses to their contracts and agreements with debtors. A mandatory arbitration clause basically says that both parties are prohibited...
When the Creditor Challenges the Bankruptcy Discharge Sometimes when a debtor attempts to discharge certain debts in bankruptcy, the creditor will challenge the bankruptcy discharge. The creditor is allowed to file what's called an...
In a recent Chapter 11 bankruptcy of a business, the debtor was challenged by a creditor who claimed that the debtor/company was illegally using their brand to do business. The debtor, who had purchased a franchise...
Have you experienced a credit card interest rate hike since January 2009? If so, you could be one of millions of credit card debtors who are granted a lower interest rate in the coming...
