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Managing Your Finances

Three Things You Must Consider Before You Take Out That Loan

Many debtors attempting to resolve their debt problems without the help of bankruptcy consider personal loans.  They figure if they take out a personal they can use that money to cover their expenses and...

How Do I Catch Up On My Mortgage In Bankruptcy?

Most debtor/homeowners facing foreclosure and considering bankruptcy are significantly delinquent on their mortgage payments.  But whether you're 1 month behind on your mortgage payment or 6 months behind, Chapter 13 bankruptcy can help you...

Allmand Law Firm
January 6, 2010 Economy, Managing Your Finances

Seven Things You Can Do Now To Ring In A Good Financial New Year

Run all three of your credit reports.  Go to www.annualcreditreport.com now and get your credit reports for free.  Many debtors do not realize the extent of their debt troubles until they actually run their...

Allmand Law Firm
December 30, 2009 Managing Your Finances

Four Steps To Financial Fitness

Assess Your Current Financial Situation When assessing your financial situation it's important to find out exactly where you stand TODAY. Are you currently unemployed? Do you have enough money for you debts and everyday...

Allmand Law Firm
December 16, 2009 Managing Your Finances

Voluntary Wage Assignments and Why You Should Avoid Them At All Costs

You would never hand over your paycheck to a creditor, would you?  Of course if you were under threat or order by a court you may hand over your paycheck; but never voluntarily. Right?...

Allmand Law Firm
December 8, 2009 Managing Your Finances

Three Ways To Protect Your Finances During Crisis

When debtors fall behind on their payments, they can often lose access to the very things they need to get their financial lives back on track. Once a debtor is 60 days late on...

Allmand Law Firm
December 8, 2009 Managing Your Finances

Why You Should NOT Donate To Charity Using Your Credit Card

Tis' the season to be charitable! But be careful because some charities now want you to charge it. The Salvation Army, which is known worldwide for its red kettles, is now testing out kettles...