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Pay Day Loans

Payday Loans: Saving Yourself Today by Buying Trouble for Tomorrow

Increasingly, down-on-their-luck Americans are turning to companies who offer payday loans to make ends meet one month in the hopes that the next will be better, allowing them to pay off the amount of...

Unemployment Continues to Rise as Businesses Avoid Hiring

According to an article in the Dallas Morning News , only about 7 percent of small businesses added to their workforces in the second quarter of this year, while 24 percent implemented job losses....

Positively Impact Your Credit Score

Your credit score is calculated by factors that are often counterintuitive. One of the largest problems people face when trying to improve their credit is that they are ill informed.  You heard your friend...

Allmand Law Firm
June 2, 2009 Pay Day Loans

Pay Day Lenders Access To Military Restricted

In 2007, Congress passed a 36 percent rate cap on payday, auto title and tax refund anticipation loans to the military. The move was prompted by a Defense Department report that stated that "predatory...

Allmand Law Firm
April 3, 2009 News, Pay Day Loans

Texas Legislators Poised To Rein In Payday Lenders

According to an article in the Star-Telegram, the Texas Legislature is attempting to pass legislation that would establish government oversight in the largely unregulated payday loan industry.The article said: Among the measures are licensing...

Allmand Law Firm
October 24, 2008 Pay Day Loans

Voluntary Wage Assignments & Payday Loans

As job losses increase in the Dallas-Fort Worth area many people are living paycheck to paycheck and feeling forced to take out payday loans just to make it to the end of the month....