Once you file for bankruptcy you are not able to use credit until after your bankruptcy case is completed. This is very important. You need to list everyone that you owe money too, you put them all on your bankruptcy schedules, you cut up all your cards and you start to use cash to make your purchases.


After your bankruptcy case is complete you are going to be surprised about how many offers of credit that you will receive. When you receive those new offers then you want to read the terms, you find the one that has the most favorable terms possible and you use it responsibly. If you have any more questions regarding bankruptcy, feel free to call Allmand Law Firm PLLC at 214-884-4020 or go to our website at –