May 22nd, 2012 by Reed Allmand 
If you have been unemployed for a while, you may be thinking about making a career change or seeking self-unemployment. Keep in mind, some state programs are not eligible for those who are self-employed but some states may allow you to collect unemployment benefits while working toward self-employment. You’ll have to review rules and requirements [...]
More...May 22nd, 2012 by Reed Allmand
An offer in compromise lets taxpayers settle tax debt for less than the original amount that is due. While the paperwork for the process can be obtained by the taxpayer who is seeking to apply, it has been recommended to work with a tax expert during the process. There are rules and requirements that need [...]
More...May 21st, 2012 by Reed Allmand
The bankruptcy process may seem challenging depending on personal circumstances and which chapter is filed. It is often wondered what happens when a co-signer files for bankruptcy protection. In many cases, a co-signer situation makes both parties responsible for outstanding debt. If the account in question goes into default, either party can be pursued by [...]
More...May 21st, 2012 by Reed Allmand
Having an attorney assist you in creating a separation agreement is optional. Some states may not require a separation agreement be created. Having legal assistance may depend on your financial situation. Some couples opt to create an agreement on their own if they can’t afford legal services. Others feel that because of assets and the [...]
More...May 18th, 2012 by Reed Allmand
Being sued by a creditor gives them legal means to collect from you when you haven’t paid toward your debt. If you receive a summons you may wonder whether or not to appear in court. Many debtors assume that if they don’t have the money, what is the point in showing up in court? While [...]
More...May 18th, 2012 by Reed Allmand
The Wall Street Journal (WSJ) recently did a report about interest rates in the housing market. Many homeowners have been reluctant to get refinancing but new data suggests this may be a good time to look into the option. It looks as if more banks are giving incentives to those refinancing since mortgage rates have decreased. According [...]
More...May 17th, 2012 by Reed Allmand
Nadya “Octomom” Suleman filed a bankruptcy claim that recently was tossed by the court for failing to complete and file proper paperwork. Filing completed paperwork on time provides proof that a debtor is unable to pay their outstanding debt. In this case, since Suleman failed to provide complete documentation, creditors may move forward with their [...]
More...May 17th, 2012 by Reed Allmand
Unemployment benefits are made available to those who lose their job at no fault of their own. Since each state has regulations regarding eligibility, it’s important to review requirements upon applying. Some states may only pay if you lose your job involuntarily. Employers make contributions to unemployment insurance programs that help make benefit payments to [...]
More...May 16th, 2012 by Reed Allmand
During a period of unemployment you have some serious decisions to make regarding outstanding debt. Debt consolidation is often an option consumers may use to help manage their debt. This includes combining outstanding loans with a new loan that pays off what was owed, leaving just one payment to be made each month instead of [...]
More...May 16th, 2012 by Reed Allmand
It’s common to feel as if certain assets are in danger with a pending divorce. Couples set to end their marriage have several important decisions to make. Reviewing information regarding assets can determine how they are divided as well as how they can be protected. Depending on the assets in question, you’ll want to review [...]
More...If you have been unemployed for a while, you may be thinking about making a career change or seeking self-unemployment. Keep in mind, some state programs are not eligible for those who are self-employed but some states may allow you to collect unemployment benefits while working toward self-employment. You’ll have to review rules and requirements [...]
An offer in compromise lets taxpayers settle tax debt for less than the original amount that is due. While the paperwork for the process can be obtained by the taxpayer who is seeking to apply, it has been recommended to work with a tax expert during the process. There are rules and requirements that need [...]
The bankruptcy process may seem challenging depending on personal circumstances and which chapter is filed. It is often wondered what happens when a co-signer files for bankruptcy protection. In many cases, a co-signer situation makes both parties responsible for outstanding debt. If the account in question goes into default, either party can be pursued by [...]
When we modify your bankruptcy plan we are changing your plan payments. This means that we have to get with your employer and change the terms and amount of your wage order. The only way we can do that is by filling out a new wage order form.
Learn MoreIf the bankruptcy stay terminates on your home that means that even though your in bankruptcy, your creditor can pursue all there legal remedies they can pursue if you were not in bankruptcy. This includes foreclosure, and having your house sold and evicting you from your house.
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