Stimulus Funds and Bankruptcy

Stimulus money is finally being delivered to families in need across the country! You NEED to know the following before utilizing your funds when you are also filing for bankruptcy: Why Do You Need to Protect Your Stimulus Funds? Your creditors know you are receiving these funds. It is likely they will expedite collection actions [...]

By |2021-03-18T13:58:51-05:00March 18th, 2021|Credit and Bankruptcy, Managing Your Finances|Comments Off on Stimulus Funds and Bankruptcy

6 Financial Spring Cleaning Tips

Spring cleaning isn’t just for your home. In fact, your finances will benefit from a yearly cleaning, too. Wondering where to start? Consider the following tips to spruce up your finances and improve your financial health in 2017: Run a free annual credit report. Did you know that the Fair Credit Reporting Act allows consumers [...]

By |2021-01-12T14:27:06-06:00April 6th, 2016|Managing Your Finances|Comments Off on 6 Financial Spring Cleaning Tips

How Much is Post-Holiday Debt Costing You?

Now that the holidays are over, many people must now make plans to deal with the new debt they have accumulated. In fact, consumer credit agencies report a 25 percent spike in people seeking help in the first couple of months of the year. If you have credit card debt leftover from the holidays, read [...]

By |2021-01-12T14:27:23-06:00January 5th, 2016|Managing Your Finances|Comments Off on How Much is Post-Holiday Debt Costing You?

Can Student Loan Debt Affect Our Nation’s Future Economic Growth?

Students across the U.S. have accumulated so much student debt since the 2008 recession that it now poses a threat to our nation’s economic growth. Americans laboring under the assumption that they could pay back their loans after college are now finding that they have to put off important life decisions like getting married, starting [...]

By |2018-11-16T22:51:08-06:00September 9th, 2015|Economy, Managing Your Finances, Student Loans|Comments Off on Can Student Loan Debt Affect Our Nation’s Future Economic Growth?

Federal Trade Commission Bans Online Payday Lender’s Unfair Business Practices

The Federal Trade Commission (FTC) has banned Swish Marketing, Inc. and their affiliates from promoting payday loan products (or any product) with a "negative-option" program and ordered the company to pay consumers $4.8 million because they trick payday loan applicants into paying for an unrelated debit card. The FTC charged that Swish operated websites advertising [...]

By |2020-07-10T07:54:14-05:00July 29th, 2011|Managing Your Finances|Comments Off on Federal Trade Commission Bans Online Payday Lender’s Unfair Business Practices

Three “Financial” Products You Should Avoid

Financial trouble is a part of life, even after you have filed bankruptcy it's normal that you will have some rough times ahead. At least once every ten years, most Americans face at least one major financial issue. But how should you handle financial troubles when they come your way? There are a myriad of [...]

By |2021-01-12T14:31:32-06:00July 27th, 2011|Managing Your Finances|Comments Off on Three “Financial” Products You Should Avoid

Don’t Allow Elder Care To Financially Ruin You

Many senior citizens file bankruptcy after accumulating so much medical debt that it was ruining them financially. But how can a senior citizen prevent future medical debt from ruining the financial fresh start given by bankruptcy? Let's take a look at a few tips: Senior citizens should purchase and maintain a health insurance policy after [...]

By |2021-01-12T14:32:03-06:00July 19th, 2011|Managing Your Finances|Comments Off on Don’t Allow Elder Care To Financially Ruin You

Three Signs You’re Car Dealer Is A Predatory Lender

Is Your Car Dealer a Predatory Lender?If you've been out of bankruptcy for a few years, then you're probably ready to take the leap and buy a new or used car. If so, you need to be on the lookout for predatory lenders. Predatory lenders in the car finance industry are plentiful and they've got [...]

By |2018-11-19T20:05:43-06:00July 13th, 2011|Managing Your Finances|Comments Off on Three Signs You’re Car Dealer Is A Predatory Lender

Are You Being Honest About Your Financial Situation?

When it comes to facing bad news, it's hard to be honest. This is just as true when it comes to personal finances as it is with other things. That's why many debtors bury their head in the sand and pretend that they don't have a debt problem while they sink farther into a financial [...]

By |2021-01-19T15:41:31-06:00January 18th, 2011|Managing Your Finances|Comments Off on Are You Being Honest About Your Financial Situation?

Post-Bankruptcy Survival: Can You Really Afford To Own Your Home?

Owning your home is part of the American dream.  It is usually the goal of the post-bankruptcy debtor just as much as the rest of America.  But is owning your home affordable and desirable after bankruptcy? Things debtors should consider before signing a mortgage: Can you afford to own your own home? Yes, your debts [...]

By |2018-11-16T07:08:26-06:00January 8th, 2011|Managing Your Finances|Comments Off on Post-Bankruptcy Survival: Can You Really Afford To Own Your Home?
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