Mistakes that Lead to Personal Bankruptcy We've all made financial mistakes in life - but for some individuals, those mistakes can have a debilitating impact on their way of life. Whether they didn't have an emergency fund to cover an unexpected medical bill, or they just couldn't get a handle on their credit card usage, [...]

It's no exaggeration to say that personal bankruptcy is the last taboo in America. Let's face it: more people than ever are filing for Chapter 7 or Chapter 13 bankruptcy , yet no one wants to talk about the filing process, or even what bankruptcy really means. Thanks to this taboo attitude, there are numerous [...]

Bankruptcy is commonly seen as a last resort to overwhelming financial problems. Debtors often understand their debt situation better than anyone else and if other options have been exhausted, bankruptcy may be a  plausible idea. Sometimes it makes financial sense to file for protection instead of continuing to let yourself struggle to make payments you [...]

Missteps of Filing for Personal Bankruptcy When filing for personal bankruptcy, you might believe that only fraud can prevent you from successfully discharging your debts. However, there are a number of missteps you can take on the path to a clear financial slate. Therefore, if you want to successfully file for personal bankruptcy, here are [...]

Bankruptcy Alternatives in Dallas If you're looking into bankruptcy alternatives in Dallas, then you stumbled across this article just in time. While bankruptcy is certainly the best option for those individuals struggling under a mountain of debt, there's no denying that this solution should be approached with plenty of thought and rationale. Bankruptcy is a [...]

Lowering Credit Card Rates After Bankruptcy At first glance, the title of this article might seem a little ambitious to you. After all, if you have credit cards after personal bankruptcy, you just may feel grateful that you even have access to credit. Therefore, you may be willing to put up with any interest rate that [...]

Keeping Your Tax Refund After You Filed Bankruptcy Tax season can be an exciting time of the year for those who are expecting a large refund but if you are set to file bankruptcy, you may wonder if your refund will be targeted by the bankruptcy trustee.  While your tax refund may be considered an [...]

Credit & Debt Counseling Requirements For Bankruptcy If you are considering filing for bankruptcy, you'll want to review the credit counseling requirements that need to be completed in order for debt to be discharged. There are organizations that have been approved by the federal government to provide credit counseling and debtor education. Debtor education is [...]

When Should You Stop Paying Your Bills During Bankruptcy Let's face it: you dream of the day when you can finally finish paying your bills and declare yourself as debt-free. But with the shape your personal finances are in, you don't foresee that day coming for a long time. So instead of declaring bankruptcy in [...]

Filing for a Dallas bankruptcy should be a straightforward, relatively painless process. All you have to do is report your liabilities and assets to your Dallas bankruptcy attorney, ensure that you follow his or her advice carefully, and wait for just a few months for your debts to be discharged. However, like love, the course [...]