How Long Does Bankruptcy Take? While it's possible to get debt relief in a matter of months, the length of the bankruptcy process will depend on what chapter is filed. Whether it's Chapter 7 or Chapter 13 , each option offers relief under different rules and it may depend on the amount of debts included [...]

After you've successfully filed for your Dallas bankruptcy, you may feel like the last thing you want to do is touch a credit card or consider taking out a loan. Besides, the whole reason why you had to file for a Chapter 7 or Chapter 13 bankruptcy is because of credit cards and loans in [...]

Filing for a Chapter 7 or Chapter 13 bankruptcy may seem like a pretty straightforward process: hire a qualified bankruptcy attorney, submit your assets and debts to the bankruptcy courts, and wait six to nine months for your debts to be discharged or re-arranged. While you may want to leave the finer details to declaring [...]

If you're not familiar with how bankruptcy works its common to have questions about the process. If you have been struggling to pay your debt and continue to fall further behind, bankruptcy is an option worth researching. The following questions are often asked by those who are considering bankruptcy as a possible solution: Q: What [...]

Trying to Get a Loan After Bankruptcy? After declaring bankruptcy, you may be tempted to swear off all loans and credit cards forever.  However, nothing is better for your financial health than responsibly using lines of credit (with the emphasis on "responsibly"). But finding loans after declaring bankruptcy might feel like the proverbial search for [...]

  Notifying your creditors about your decision to file bankruptcy is a personal option.  It may depend on how comfortable you are talking about it as well as how soon you plan to file.  Many people who file often don't say anything to their creditors, instead they wait till the courts notify them in order to stop [...]

When you're buried under a mountain of debt, you might feel like it'll take a lifetime to put a single dent in your financial burdens. However, bankruptcy provides you with the lifeline you need to wipe your financial slate clean - and this article will make it easier for you to file for a Chapter [...]

How to Avoid Getting Sued There are different options available that may help you avoid getting sued but if often depends on your personal situation. If you are able to make payments you may consider debt consolidation, debt settlement or work out an agreement with your creditor that allows you to make smaller payments that [...]

Discharging Payday Loans in Bankruptcy Payday loans allow you to borrow against your next paycheck. When you apply you submit a post-dated check for the amount you borrow including interest fees.  Upon getting your paycheck you either pay the loan off in cash or give the company permission to take the funds from your bank [...]

Once your bankruptcy filing has been completed and debt has been discharged, you would think you no longer owe on the debt and you can move forward with a clean slate.  Unfortunately, some debt collectors think otherwise and want to continue their collection efforts regardless of your account being discharged by the court.  In short, [...]