Credit Counseling

A divided 8th U.S. Circuit Court of Appeals panel reversed a decision allowing a Chapter 7 debtor to discharge his student loans because they found that he did not face an undue hardship despite...

According to an article in the Washington Post, Capital One Financial lost $276 million in their second quarter, due to continuing losses from its credit card loans. Capital One's U.S. credit card business was...

According to an article in the Bloomberg, commercial lender CIT Group Inc., is pulling no punches to avoid bankruptcy; but may need to file anyway. The struggling commercial lender said that it is trying...

As if the economy wasn't taxing the budgets of most consumers enough, billing errors have compounded the frustration and stress of many Oncor and TXU Energy customers. The Star Telegram reported that about 130,000...

Few things every credit card consumer should know about their rights: A credit card consumer cannot be discriminated against because of their family status. For example if you are a single parent a credit...

Just when you thought credit cards were the only plastic culprits you had to watch out for, prepaid debit cards are crashing on the watch list of consumer advocacy groups. Many Americans who have...

As more businesses file bankruptcy, many consumers, who are also facing financially tough times, are finding themselves losing money on prepaid purchases, gift cards or even wondering about the validity of a warranty.  Here...