Loans / Mortgages

When the foreclosure crisis first began, there was a lot of finger pointing mostly at the supposedly "irresponsible" homeowners who "bought too much house" in a quest to keep up with the Joneses.  We...

Years ago rebates were offered as checks; but now most consumers receive rebates via cards that can be burdened with a variety of fees and can be difficult to redeem.  And while the Credit...

Don't do online banking? You could be charged $1 to receive your credit card statement via mail.  Over 90 retailers who issue store credit cards Dallas-based Alliance Data Systems have decided to charge customers...

Citigroup's Chief Financial Officer John Gerspach announced this week that the Credit Card Act which was signed into law last year, will reduce his company's net pretax profit by $400 million to $600 million...

The Federal Housing Administration (FHA) has been hit pretty hard by the foreclosure crisis.  The agency, which insures 30 percent of new loans in the U.S. against default, has suffered heavy losses due to...

When it comes to money troubles, friends and family are full of advice.  One of the worse pieces of advice given to debtors considering bankruptcy is to get a home equity loan.  That could...

Could your neighbor's foreclosure affect your ability to resell you home even though you are not personally facing foreclosure?  Maybe. Many homeowners are finding that the large amounts of foreclosures in their neighborhood are...