When you choose to files for bankruptcy, you can file with a lawyer or "pro se." Many who choose to file without legal representation may opt in doing so in hopes of saving money. However, for those who are not as familiar with the process, handling this on your own may come with consequences that [...]
You're getting squeezed by your debtors. There's not an hour that goes by when you don't receive harassing phone calls from collections agencies. Every time you open your mailbox, you are met by a cascade of final demands and urgent notice letters, all of which document exactly how much you owe and to whom. If [...]
America and the state of Texas experienced incredibly hard times when it came to foreclosures over the past several years. At the height of the mortgage crisis in 2008 to 2009, foreclosure rates surged a nearly unfathomable 80+ percent. Across the country, homeowners found themselves severely underwater and were forced to walk away from their [...]
Dallas Business bankruptcy lawyers discusses about debt relief options - Owning and operating a business is no easy task – no matter the industry. In fact, statistics show that business owners in certain industries – such as restaurants – face incredibly tough odds when it comes to getting off the ground or achieving solid financial success. With the need [...]
Financial troubles can happen to anyone at any time. Even the most financially conscientious individuals can be struck by an unexpected circumstance like an illness or job loss. If you are struggling with debt and are unable to keep up with your bills, you may be wondering if bankruptcy is the answer. Below, we have [...]
If you own a small business and need help reorganizing your debts, Chapter 13 bankruptcy may be an option to consider. This Chapter can help you develop a repayment structure based on income earnings, type of debt, and expenses you have, and ultimately keep your assets and business in operation. Chapter 13 plans typically last [...]
Is a private contract made between spouses in a pro se divorce case considered a non-dischargeable domestic support obligation under the United States Bankruptcy Code? Dixon v. Bellard This article is a case summary of late-breaking case law in the United States Bankruptcy Court for the Northern District of Texas, Amarillo Division. This article is [...]
Anyone who has lost their job or experienced a significant change in their income earnings may wonder if bankruptcy is an option to consider, especially if they feel they will be unable to make payments on their obligations. While you may feel you should begin the process right way, you may want to analyze your [...]
Tough times happen for all types of people, especially when it comes to finances. Fortunately, the federal government understands that individuals and business owners may find themselves facing insurmountable debt, and as a result, searching for solutions to a very real problem. The U.S. Bankruptcy Code was created to help “honest but unfortunate” debtors who [...]
Some people feel as though “the holidays” and “debt” are inextricably bound, and indeed for many, sometimes they can go hand in hand. However, with a little careful planning and some smart spending habits, you can absolutely enjoy a fun and festive holiday without the hit to your wallet. Budgeting tips to help you avoid [...]
