There is no better time to start a new budget plan than right now. Because it is only February, you have 10 more months to get your finances back on track, so you and your family can live a comfortable life and look forward to a promising future. Saving money may be easier than you [...]
Allmand Law Firm, PLLC is pleased to announce that Lindsay Allmand has received Paralegal Board Certification by the Texas Board of Legal Specialization, with a focus in Consumer Bankruptcy. Together with her husband, Reed Allmand, who is a Board Certified Attorney in Consumer Bankruptcy, Lindsay provides high quality legal services to Texans struggling with debt. [...]
According to an article published by CNN money, plummeting oil prices may be related to problems with housing markets in Texas, Oklahoma, and North Dakota. While the national rate of foreclosure filings has dropped to a nine-year low, states heavily involved in the production of oil have not been as lucky. As oil prices have declines, foreclosure filings have [...]
Now that the holidays are over, many people must now make plans to deal with the new debt they have accumulated. In fact, consumer credit agencies report a 25 percent spike in people seeking help in the first couple of months of the year. If you have credit card debt leftover from the holidays, read [...]
A Texas couple knew that foreclosure was imminent after they fell behind on their mortgage payments for several months. What they didn’t expect, however, was when their foreclosure notice came from a bank they had never done business with. After a lawyer looked over their mortgage records, they came to the conclusion that neither the bank [...]
Three years ago, Texas homeowners facing foreclosure were given a glimmer of hope in the form of a $25 billion national settlement from five lenders who were accused of wrongfully forcing people out of their homes: Citi, Bank of America, JP Morgan Chase, Wells Fargo, and Ally. This money was earmarked to provide relief for [...]
Student loan debts have only ever been dischargeable by bankruptcy under the most dire of circumstances, but student loan write-offs may soon be easier to accomplish if the Obama administration’s proposal is approved. The Department of Education recently released a report identifying solutions they believe will benefit people who are struggling to repay their loans. [...]
It is a popular misconception that only unsuccessful people or businesses file for bankruptcy, or that there is no way for people to achieve success in the future after filing. Allmand Law Firm, PLLC would like to dispel the myth that bankruptcy and success are somehow mutually exclusive of one another, and focus on how [...]
Students across the U.S. have accumulated so much student debt since the 2008 recession that it now poses a threat to our nation’s economic growth. Americans laboring under the assumption that they could pay back their loans after college are now finding that they have to put off important life decisions like getting married, starting [...]
Financial troubles can happen to anyone. Even the most financially responsible people can experience hardships that lead them into overwhelming debt, including the loss of a job, a long-term illness, or any other unforeseen personal crisis. Debt troubles can happen at any time and may happen more than once, and thankfully, bankruptcy can be an [...]
