Handling Debt Lawsuits Getting a summons and learning you are being sued can be overwhelming and confusing when you are unsure what your next course of action should be. You have the option of seeking legal assistance to help you resolve the matter. In answering the summons, there are several steps to take that may [...]
Some couples get so tempted to just sign the divorce settlement in a hurry just to get the process over with. Even when things look good they may not always be fair and for some, they find out after the divorce has been finalized. When making decisions regarding the settlement there are several areas that [...]
Collecting on a Small Claims Judgment Congratulations! You've won your small claims case, but now it's time to collect that judgment, which can be an even bigger battle. The courts typically are done once they issue a judgment, which means you've got to figure out how to collect. A local sheriff will help you collect [...]
An underwater mortgage means that your home is worth less than what you owe on it. This is also sometimes referred to as being upside down on a loan. Unfortunately, the housing market today is still doing pretty poorly across America and more and more people are finding their mortgages far surpassing the actual value [...]
Have you ever felt so overwhelmed by workplace stress that you were ready to quit? While that thought is sometimes tempting, quitting a job can complicate your claim for unemployment benefits. Keep reading to learn more about how you can get unemployment if you quit due to your health or stress. Can You Get Unemployment [...]
Steps to Take After Bankruptcy You've filed for the personal bankruptcy, and the bankruptcy courts finally approved your case. Your debts are officially eliminated from your life - and you are debt-free for the first time. However, before you throw your hands in the air and celebrate your clean financial slate, you will need to [...]
Bankruptcy can help improve finances in a variety of ways, but while it is a powerful tool debtors can utilize, bankruptcy does have limitations on what debt can be discharged or eliminated. It's important to review your options in bankruptcy including what debt can be wiped out and what is left at the end of [...]
Mortgage modification may be an option for homeowners unable to refinance their home or seeking foreclosure prevention . Many homeowners are often skeptical at getting a modification due to hearing myths, being misinformed or claiming it is just impossible. While the process does include multiple steps; homeowners have been successful in getting their terms adjusted. [...]
Waiting for Tax Refund to File Bankruptcy New research conducted by economists at the University of Chicago, Columbia University and Washington University in St. Louis reveal many consumers wait to file bankruptcy until they receive their tax refund check. The study also showed the total number of bankruptcies increased in 2008 after debtors received their [...]
Being Sued for Past Credit Card Debt? Many consumers wonder if getting sued for past credit card debt is possible. The truth is creditors have the option to sue for debt for several years after payments have stopped being made on the account. It may depend on how much is owed on the account but [...]