Filing for Chapter 13 Bankruptcy Without Your Spouse

Can I File Chapter 13 Without My Spouse? Spouses can file for bankruptcy alone or they can file jointly. There are pros and cons to each and which one is right for you will depend entirely on your situation. If you are filing alone it’s important to consider what impact this will have on your [...]

By |2019-03-22T09:29:26-05:00June 11th, 2010|Bankruptcy, Chapter 13 Bankruptcy, Debt Collectors, Managing Your Finances|Comments Off on Filing for Chapter 13 Bankruptcy Without Your Spouse

Five Things You Should Know About Chapter 13 Bankruptcy

Chapter 13 bankruptcy is designed for wage earners. If you do not have income you will not be able to file Chapter 13 bankruptcy. Chapter 13 bankruptcy allows the debtor to partially repay their unsecured creditors.  One of the misconceptions about Chapter 13 bankruptcy is that debtors must repay all of their debts.  The amount [...]

By |2017-12-13T03:54:54-06:00June 9th, 2010|Bankruptcy, Chapter 13 Bankruptcy|Comments Off on Five Things You Should Know About Chapter 13 Bankruptcy

Chapter 13 Bankruptcy’s Secured Debt Ceiling Determined By Collateral’s Value

In the Chapter 13 bankruptcy case of Brammer, William H. Jr. and Heili K.; In re, the bankruptcy court ruled against a bankruptcy trustee who wanted to have the debtors' case dismissed because their secured debt was above Chapter 13 bankruptcy's debt ceiling. The details of the bankruptcy case: The Chapter 13 debtors disclosed no [...]

By |2018-11-13T23:51:32-06:00June 5th, 2010|Bankruptcy, Chapter 13 Bankruptcy, Lawsuits, Loans / Mortgages|Comments Off on Chapter 13 Bankruptcy’s Secured Debt Ceiling Determined By Collateral’s Value

Bankruptcy Court Rules That Debtors Did Not Abandon Their Home

In the Chapter 13 bankruptcy case of Curry, James K. and Diana M.; In re, a bankruptcy court overruled a bankruptcy trustee who tried to revoke the debtors' homestead exemption by claiming they had abandoned their home. The details of the bankruptcy case: The Chapter 13 debtors owned a home in Pleasanton, Kan., but lived [...]

By |2018-11-16T23:01:40-06:00May 31st, 2010|Bankruptcy, Chapter 13 Bankruptcy, Lawsuits|Comments Off on Bankruptcy Court Rules That Debtors Did Not Abandon Their Home

Four Reasons For A Chapter 13 Bankruptcy Payment Increase

When a debtor files Chapter 13 bankruptcy , they are required to commit to a repayment plan that distributes their "excess" income to creditors. While for the most part Chapter 13 bankruptcy repayment plans remain the same, there are several reasons why a repayment plan could increase.Reasons For A Chapter 13 Bankruptcy Payment IncreaseAn Increase [...]

By |2017-12-13T03:59:14-06:00May 30th, 2010|Bankruptcy, Chapter 13 Bankruptcy|Comments Off on Four Reasons For A Chapter 13 Bankruptcy Payment Increase

Sudden Unemployment And Chapter 13 Bankruptcy

When a debtor files for Chapter 13 bankruptcy, one of their biggest fears is that they won't be able to maintain the repayment plan due to a job loss or significant reduction in income.  Because the Chapter 13 bankruptcy repayment period lasts from 3 to 5 years, the fear of a job loss during that [...]

By |2018-11-13T21:33:28-06:00May 28th, 2010|Bankruptcy, Chapter 13 Bankruptcy, Unemployment - Job Loss|Comments Off on Sudden Unemployment And Chapter 13 Bankruptcy

Bankruptcy Court Finds Creditors To Be In Contempt For Violating Discharge

In the bankruptcy case of Jarvar, Stanley E. and Barbara J.; In re (Jarvar v. Title Cash of Montana Inc., et al.), the bankruptcy court found Title Cash (the creditors) to be in civil contempt for violating the bankruptcy discharge. The details of the bankruptcy case: The debtor filed for Chapter 13 relief on Nov. [...]

By |2018-11-12T22:44:02-06:00May 21st, 2010|After Bankruptcy, Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Lawsuits|Comments Off on Bankruptcy Court Finds Creditors To Be In Contempt For Violating Discharge

Failure To Follow Proper Bankruptcy Procedures Can Be Costly

In the Chapter 13 bankruptcy case of Wilson, David M. and Jamie M.; In re, the bankruptcy court denied the debtors' objection to a creditor's proof of claim and the bankruptcy plan was not confirmed. The details of the bankruptcy case: The Chapter 13 debtors said that there were two claims secured by their home. [...]

By |2018-11-14T22:32:23-06:00May 19th, 2010|Bankruptcy, Chapter 13 Bankruptcy, Lawsuits, Loans / Mortgages|Comments Off on Failure To Follow Proper Bankruptcy Procedures Can Be Costly

Bankruptcy Court Rules House Worth Only What Buyers Will Pay

In the bankruptcy case of Lewis, Kevin L. and Kathy A.; In re (Lewis v. State Street Bank), the bankruptcy court ruled that the value of a home was only what buyers were willing to pay for it despite what an appraiser may claim. The details of the bankruptcy case: The Chapter 13 bankruptcy debtors [...]

By |2018-11-13T18:47:09-06:00May 18th, 2010|Bankruptcy, Chapter 13 Bankruptcy, Foreclosures, Loans / Mortgages|Comments Off on Bankruptcy Court Rules House Worth Only What Buyers Will Pay

States Can File Objection To Bankruptcy Plan On Behalf Of Domestic Support Claimant

In the Chapter 13 bankruptcy case of Trupp, Douglas; In re, the bankruptcy court partially sustained an objection to the confirmation of a debtor's Chapter 13 bankruptcy plan. The details of the bankruptcy case: In the debtor's Chapter 13 case, the Arizona Department of Economic Security filed a priority claim in the amount of $106,607 [...]

By |2018-11-16T22:42:00-06:00May 17th, 2010|Bankruptcy, Chapter 13 Bankruptcy, Economy, Lawsuits, Tax - Debt Garnishments|Comments Off on States Can File Objection To Bankruptcy Plan On Behalf Of Domestic Support Claimant
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