Ignoring Credit Card Debt Can Lead To Wage/Bank Account Garnishment
Debt is a problem that comes with a number of consequences. This includes garnishment of your income or bank account. When financial instability makes it difficult to pay the bills and creates concerns about...
Credit Card Act Restrictions May Create New Fees
Amid the new Credit Card Act which limits the credit card issuer's most profitable practices, many credit card companies are looking for new ways to generate additional income. New credit card fees such as...
Overcoming Your Fears Of Considering Bankruptcy
Being in debt is scary; but having your debts threaten the financial safety and security of your family can be even more scary. That's why it's not surprising that many debtors have many fears...
Five Signs That You May Be At Credit Card Default Risk
You pay the minimum payment on your credit card. Paying the minimum payment requirement on your credit card may be a sure sign that you are at credit card default risk especially if you...
Credit Card Authorized User vs. Joint Account Holder
There seems to be a lot of confusion about the difference between a credit card's authorized user and a joint account holder and debt collector practices aren't helping any. One of the most common...
Handling Student Loan Debt After Bankruptcy
Student Loan Debt After Bankruptcy Like child support obligations and some types of taxes, student loan debt will most likely survive your bankruptcy filing unless you can prove that repaying them will cause an...
Realities Debtors Should Consider Before Settling Debt
With the unemployment rate still above 9 percent, many debtors have found themselves unemployed for one or two years. Unfortunately for the unemployed debtor, daily expenses remain and can eventually exhaust the debtor's savings,...