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Credit Counseling

Credit Card Act Restrictions May Create New Fees

Amid the new Credit Card Act which limits the credit card issuer's most profitable practices, many credit card companies are looking for new ways to generate additional income.  New credit card fees such as...

Overcoming Your Fears Of Considering Bankruptcy

Being in debt is scary; but having your debts threaten the financial safety and security of your family can be even more scary.  That's why it's not surprising that many debtors have many fears...

Credit Card Authorized User vs. Joint Account Holder

There seems to be a lot of confusion about the difference between a credit card's authorized user and a joint account holder and debt collector practices aren't helping any. One of the most common...