Big Banks Pushing “Shadow” Payday Loans?
A new report was recently released by the Center for Responsible Lending, stating that many mainstream banks are offering short-term, high-interest loans that are basically payday loans in the form of a paycheck advances. ...
How Does Chapter 11 Bankruptcy Help Small Business?
How Bankruptcy Helps Small Business Small businesses that choose to file Chapter 11 bankruptcy have an opportunity to get their financial affairs in order, reduce and get a fresh financial start. Many businesses think...
Overcoming The Presumption Of Bankruptcy Abuse
When a debtor decides to file bankruptcy, in order to determine if they should file Chapter 7 bankruptcy or Chapter 13 bankruptcy it must first be determined if their income is above the median...
New Health Care Reform Bill May Hold Some Surprises For Student Loan Debtors
In a bill that is suppose to address the current health care issues facing the country there are a few surprises for debtors struggling under the weight of student loans. As of July 2010,...
Don’t Be Fooled By “Free” Credit Health Companies
It's been seven years since credit bureaus have been required by law to provide Americans with annual access to their credit reports, at no charge; but the the AnnualCreditReport.com web site created to manage the...
How To Avoid A Second Bankruptcy Filing
Filing bankruptcy offers debtors the opportunity to have a fresh new start financially; however in order to avoid filing bankruptcy again, there are few habits debtors need to develop. One of the most common...
Oops! I Made A Mistake In My Chapter 13 Bankruptcy…Now What?
There are several rules that a debtor must abide by when filing Chapter 13 bankruptcy . For example, a Chapter 13 bankruptcy debtor is prohibited from transferring property without the consent of the bankruptcy...