Managing Your Finances

What is the American Dream?  Before the economic recession began 3 years ago, many Americans may have described the American dream as having a big house, big car and access to lots of credit...

Just when we thought we had heard it all, the payday loan industry has a brand new trick up its sleeve.  With the unemployment rate over 9 percent and millions of Americans on extended...

Reduced income while your expenses remain the same. Debtors who have suffered a job loss, salary reduction or have taken a job with compensation lower than what they've become accustomed to, may need to...

Now that many Americans are desperately struggling with debt, there has been a brand new crop of debt and wealth "gurus" who are imparting advice that may not be the best thing for many...

Finding fast cash for emergencies can be tough especially if you don't have savings and lack good credit.  That's why so many people choose to take out payday loans, car title loans, tax refund...

In the bankruptcy case of O'Brien, Patrick S. and Denise L.; In re (Jensen v. O'Brien), a land buyer may lose his investment because of failing to practice due diligence before buying the land....

Some credit unions are banishing overdraft fees by creating checking accounts and debit card options that eliminate overdrafts by limiting an accountholders ability to withdraw only the amount of cash available in the account....