Credit Card Negotiation

The new CARD Act as been in effect for the past few months, but there is still a lot of confusion surrounding the new rules. Below we offer some clarity on a few of...

The Credit CARD (Card Accountability, Responsibility and Disclosure) Act was designed to protect credit card consumers and combat the increasingly unethical tactics of some credit card lenders. But in our legislators' effort to please...

Credit Card lenders and their debt collectors have a limited amount of time to sue debtors for failing to repay credit card debt.  In the state of Texas, the statute of limitations for open...

It's been seven years since credit bureaus have been required by law to provide Americans with annual access to their credit reports, at no charge; but the the AnnualCreditReport.com web site created to manage the...

With the implementation of the Credit Card Act last month, many credit card companies are taking actions to make up for lost profits.  The implementation of annual fees and inactivity fees are just two...

The new Credit Card Act which requires credit card companies to disclose how much a debtor needs to pay each month to pay off their balance clean within three years, and how long it...

After the passing of the Credit Card Act, which will restrict credit card companies' ability to increase interest rates, amongst other things, the credit card industry took decisive action to soften the blow to...