Question I am Considering Divorce While Involved in the Bankruptcy Case. Will this Negatively Impact My Case? Answer If you go through a divorce after your bankruptcy is filed you are required to file a motion with the bankruptcy court to lift the bankruptcy stay, to divide the community property associated with your bankruptcy divorce. [...]

Question Can I Reduce Trustee Payments After I Reduced My Income? Answer If your income has dropped since you have filed the case, what I will need to see is pay stubs, a cover letter stating what the differences are, and you will need to email those to my office at questions @allmandlaw.com. In most [...]

Question Can I Get an Extension on the Notice of Default? Answer If you are behind on your mortgage and we did a agree to order to catch you up and after that you defaulted again and there is a notice of default that is filed with the court, we will not be able to [...]

Question - Can I Make My Mortgage Payment Late if I am Under an Agreed Order? Answer - Once you are under an agreed order you can not make payments late, or you can not skip payments. It is the absolute final chance that you have in the bankruptcy process. If you are not able [...]

Question What Happens When I Enter an Agreed Order to Add My Mortgage Arrears to my Bankruptcy? Answer If you fall behind on your mortgage payments after we file your bankruptcy case there are several options that we can develop. We can provide that those bankruptcy mortgage payments be added to your bankruptcy so that [...]

Question - What Happens if the Stay Terminates on My Home? Answer - If the bankruptcy stay terminates on your home that means that even though your in bankruptcy, your creditor can pursue all there legal remedies they can pursue if you were not in bankruptcy. This includes foreclosure, and having your house sold and [...]

Question - Why Do I Need to Submit a New Wage Order When I Modify My Plan? Answer - When we modify your bankruptcy plan we are changing your plan payments. This means that we have to get with your employer and change the terms and amount of your wage order. The only way we [...]

Question I am taking the credit counseling and I do not know all of the amount that I owe. Is it necessary? Answer When you are completing the credit counseling course you are supposed to do it to the best of your knowledge. If you do not know exact dollar amounts you can always do [...]