Clark Howard shares some advice on how to improve credit scores. In order to improve your credit score, it is important to understand the factors that go into calculating your score. The chart below shows the 5 factors that go into improving credit. It also shows how much each factor matters when it comes [...]
Laurie Blank of Clark.com reveals smart tips on how to avoid spending & start saving when on a tight budget! No matter your budget, here are 4 tips to ensure you are adding to your savings account every paycheck. Create & Adhere To A Budget: Believe it or not, a budget will give you [...]
The Krazy Coupon Lady shares 40 companies that will pay for a portion or all of your college tuition! Below are some examples: Chipotle offers up to $5,250 for college costs: Full-time and part-time employees are eligible for the Chipotle Educational Assistance Program. The program provides up to $5,250 in tuition assistance per year, [...]
Austin (KXAN) reports that rental scams are on the rise in Austin, TX. Michelle Deloach is a victim of one of these rental scams. She states, "We were so excited. It came with a dog door, a guest house and everything... Things in Austin go like that, so we thought, ‘We love this house, [...]
Stimulus money is finally being delivered to families in need across the country! You NEED to know the following before utilizing your funds when you are also filing for bankruptcy: Why Do You Need to Protect Your Stimulus Funds? Your creditors know you are receiving these funds. It is likely they will expedite collection actions [...]
Spring cleaning isn’t just for your home. In fact, your finances will benefit from a yearly cleaning, too. Wondering where to start? Consider the following tips to spruce up your finances and improve your financial health in 2017: Run a free annual credit report. Did you know that the Fair Credit Reporting Act allows consumers [...]
Now that the holidays are over, many people must now make plans to deal with the new debt they have accumulated. In fact, consumer credit agencies report a 25 percent spike in people seeking help in the first couple of months of the year. If you have credit card debt leftover from the holidays, read [...]
Students across the U.S. have accumulated so much student debt since the 2008 recession that it now poses a threat to our nation’s economic growth. Americans laboring under the assumption that they could pay back their loans after college are now finding that they have to put off important life decisions like getting married, starting [...]
The Federal Trade Commission (FTC) has banned Swish Marketing, Inc. and their affiliates from promoting payday loan products (or any product) with a "negative-option" program and ordered the company to pay consumers $4.8 million because they trick payday loan applicants into paying for an unrelated debit card. The FTC charged that Swish operated websites advertising [...]
Financial trouble is a part of life, even after you have filed bankruptcy it's normal that you will have some rough times ahead. At least once every ten years, most Americans face at least one major financial issue. But how should you handle financial troubles when they come your way? There are a myriad of [...]
